Call reports 2016
FIRST NATIONAL BANK OF CROSSETT — 2016
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,747,000 | 143,395,000 | 152,797,000 | 151,040,000 |
| Total loans | 75,062,000 | 86,194,000 | 88,767,000 | 87,510,000 |
| Allowance for loan losses | 1,700,000 | 1,731,000 | 1,746,000 | 1,735,000 |
| Securities available for sale | 42,088,000 | 39,838,000 | 40,808,000 | 38,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,188,000 | 124,148,000 | 132,157,000 | 134,494,000 |
| Interest-bearing deposits | 88,876,000 | 88,218,000 | 94,393,000 | 92,589,000 |
| Noninterest-bearing deposits | 38,312,000 | 35,930,000 | 37,764,000 | 41,905,000 |
| Equity capital | 16,020,000 | 16,388,000 | 16,590,000 | 15,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,956,000 | 4,468,000 | 6,014,000 |
| Interest expense | 57,000 | 119,000 | 181,000 | 245,000 |
| Net interest income | 1,428,000 | 2,837,000 | 4,287,000 | 5,769,000 |
| Noninterest income | 503,000 | 1,030,000 | 1,569,000 | 2,041,000 |
| Noninterest expense | 1,302,000 | 2,638,000 | 4,026,000 | 5,688,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 612,000 | 1,233,000 | 1,835,000 | 2,138,000 |
| Income tax | 194,000 | 402,000 | 576,000 | 647,000 |
| Net income | 418,000 | 831,000 | 1,259,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,103,000 | 16,223,000 | 16,361,000 | 16,294,000 |
| Total capital | 17,204,000 | 17,444,000 | 17,644,000 | 17,594,000 |
| Risk-weighted assets | 87,533,000 | 97,216,000 | 102,161,000 | 103,644,000 |