Call reports 2015
FIRST NATIONAL BANK OF CROSSETT — 2015
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 142,890,000 | 137,293,000 | 136,167,000 | 141,371,000 |
| Total loans | 65,636,000 | 68,670,000 | 69,313,000 | 72,414,000 |
| Allowance for loan losses | 1,928,000 | 2,002,000 | 2,056,000 | 1,665,000 |
| Securities available for sale | 51,740,000 | 45,406,000 | 47,345,000 | 47,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,983,000 | 122,168,000 | 120,192,000 | 125,494,000 |
| Interest-bearing deposits | 91,846,000 | 86,619,000 | 86,090,000 | 88,220,000 |
| Noninterest-bearing deposits | 34,137,000 | 35,549,000 | 34,102,000 | 37,274,000 |
| Equity capital | 16,558,000 | 14,821,000 | 15,517,000 | 15,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,650,000 | 4,033,000 | 5,400,000 |
| Interest expense | 59,000 | 115,000 | 167,000 | 225,000 |
| Net interest income | 1,260,000 | 2,535,000 | 3,866,000 | 5,175,000 |
| Noninterest income | 545,000 | 1,137,000 | 1,708,000 | 2,218,000 |
| Noninterest expense | 1,268,000 | 2,597,000 | 3,982,000 | 5,798,000 |
| Provision for loan losses | 0 | 6,000 | 11,000 | -414,000 |
| Pretax income | 537,000 | 1,082,000 | 1,596,000 | 2,027,000 |
| Income tax | 195,000 | 384,000 | 550,000 | 675,000 |
| Net income | 342,000 | 698,000 | 1,046,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,544,000 | 15,572,000 | 15,860,000 | 15,909,000 |
| Total capital | 17,600,000 | 16,621,000 | 16,926,000 | 17,005,000 |
| Risk-weighted assets | 83,624,000 | 82,983,000 | 84,249,000 | 87,181,000 |