Call reports 2014
FIRST NATIONAL BANK OF CROSSETT — 2014
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 143,452,000 | 140,682,000 | 140,444,000 | 142,982,000 |
| Total loans | 55,204,000 | 59,411,000 | 60,670,000 | 62,775,000 |
| Allowance for loan losses | 1,825,000 | 1,485,000 | 1,618,000 | 1,835,000 |
| Securities available for sale | 65,470,000 | 60,387,000 | 59,772,000 | 53,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,106,000 | 124,053,000 | 123,625,000 | 126,672,000 |
| Interest-bearing deposits | 95,313,000 | 89,984,000 | 90,657,000 | 93,710,000 |
| Noninterest-bearing deposits | 32,793,000 | 34,069,000 | 32,968,000 | 32,962,000 |
| Equity capital | 14,355,000 | 15,302,000 | 15,860,000 | 15,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,418,000 | 3,687,000 | 4,950,000 |
| Interest expense | 78,000 | 149,000 | 214,000 | 278,000 |
| Net interest income | 1,068,000 | 2,269,000 | 3,473,000 | 4,672,000 |
| Noninterest income | 560,000 | 1,170,000 | 1,971,000 | 2,469,000 |
| Noninterest expense | 1,332,000 | 2,678,000 | 3,973,000 | 5,322,000 |
| Provision for loan losses | 0 | 6,000 | 16,000 | 22,000 |
| Pretax income | 300,000 | 800,000 | 1,501,000 | 1,845,000 |
| Income tax | 108,000 | 296,000 | 565,000 | 685,000 |
| Net income | 192,000 | 504,000 | 936,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,192,000 | 15,845,000 | 16,705,000 | 16,289,000 |
| Total capital | 16,193,000 | 16,861,000 | 17,726,000 | 17,329,000 |
| Risk-weighted assets | 79,194,000 | 80,872,000 | 81,032,000 | 82,405,000 |