Call reports 2013
FIRST NATIONAL BANK OF CROSSETT — 2013
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 139,200,000 | 134,085,000 | 132,240,000 | 138,644,000 |
| Total loans | 66,983,000 | 63,615,000 | 59,252,000 | 57,734,000 |
| Allowance for loan losses | 2,829,000 | 1,494,000 | 1,841,000 | 1,739,000 |
| Securities available for sale | 46,565,000 | 46,557,000 | 45,406,000 | 50,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,278,000 | 118,377,000 | 116,919,000 | 123,627,000 |
| Interest-bearing deposits | 88,019,000 | 85,348,000 | 84,163,000 | 93,273,000 |
| Noninterest-bearing deposits | 34,259,000 | 33,029,000 | 32,757,000 | 30,354,000 |
| Equity capital | 15,316,000 | 14,113,000 | 13,778,000 | 13,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,491,000 | 3,694,000 | 4,919,000 |
| Interest expense | 130,000 | 238,000 | 331,000 | 415,000 |
| Net interest income | 1,128,000 | 2,253,000 | 3,363,000 | 4,504,000 |
| Noninterest income | 593,000 | 1,250,000 | 1,762,000 | 2,292,000 |
| Noninterest expense | 1,446,000 | 2,976,000 | 4,403,000 | 5,675,000 |
| Provision for loan losses | 333,000 | 341,000 | 744,000 | 744,000 |
| Pretax income | -54,000 | 232,000 | 24,000 | 423,000 |
| Income tax | -40,000 | 70,000 | -39,000 | 141,000 |
| Net income | -14,000 | 162,000 | 63,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,234,000 | 14,248,000 | 14,040,000 | 14,643,000 |
| Total capital | 15,314,000 | 15,296,000 | 15,046,000 | 15,613,000 |
| Risk-weighted assets | 83,900,000 | 82,631,000 | 78,890,000 | 77,047,000 |