Call reports 2012
FIRST NATIONAL BANK OF CROSSETT — 2012
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,482,000 | 141,741,000 | 139,044,000 | 140,695,000 |
| Total loans | 83,249,000 | 81,044,000 | 78,012,000 | 76,284,000 |
| Allowance for loan losses | 2,294,000 | 2,481,000 | 3,139,000 | 2,521,000 |
| Securities available for sale | 37,091,000 | 39,280,000 | 39,558,000 | 41,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,340,000 | 123,181,000 | 120,351,000 | 122,176,000 |
| Interest-bearing deposits | 92,760,000 | 87,983,000 | 86,384,000 | 88,365,000 |
| Noninterest-bearing deposits | 36,580,000 | 35,198,000 | 33,967,000 | 33,811,000 |
| Equity capital | 16,255,000 | 15,707,000 | 15,723,000 | 15,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,176,000 | 4,723,000 | 6,147,000 |
| Interest expense | 215,000 | 391,000 | 538,000 | 676,000 |
| Net interest income | 1,367,000 | 2,785,000 | 4,185,000 | 5,471,000 |
| Noninterest income | 576,000 | 1,281,000 | 1,726,000 | 2,220,000 |
| Noninterest expense | 1,350,000 | 3,043,000 | 4,392,000 | 6,029,000 |
| Provision for loan losses | 208,000 | 1,426,000 | 2,087,000 | 2,464,000 |
| Pretax income | 590,000 | -106,000 | -271,000 | -284,000 |
| Income tax | 88,000 | 0 | 0 | -177,000 |
| Net income | 502,000 | -106,000 | -271,000 | -107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,096,000 | 15,489,000 | 15,324,000 | 14,319,000 |
| Total capital | 17,359,000 | 16,736,000 | 16,539,000 | 15,506,000 |
| Risk-weighted assets | 100,457,000 | 98,974,000 | 96,105,000 | 92,865,000 |