Call reports 2011
FIRST NATIONAL BANK OF CROSSETT — 2011
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 148,094,000 | 142,868,000 | 139,600,000 | 143,001,000 |
| Total loans | 94,534,000 | 89,655,000 | 86,336,000 | 87,483,000 |
| Allowance for loan losses | 3,169,000 | 2,401,000 | 2,203,000 | 2,460,000 |
| Securities available for sale | 33,707,000 | 33,348,000 | 31,306,000 | 33,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,585,000 | 123,800,000 | 120,289,000 | 123,192,000 |
| Interest-bearing deposits | 97,888,000 | 92,728,000 | 89,251,000 | 90,321,000 |
| Noninterest-bearing deposits | 30,697,000 | 31,072,000 | 31,038,000 | 32,871,000 |
| Equity capital | 15,104,000 | 14,672,000 | 15,366,000 | 15,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,594,000 | 3,266,000 | 5,064,000 | 6,740,000 |
| Interest expense | 296,000 | 565,000 | 805,000 | 1,027,000 |
| Net interest income | 1,298,000 | 2,701,000 | 4,259,000 | 5,713,000 |
| Noninterest income | 568,000 | 1,168,000 | 1,752,000 | 2,214,000 |
| Noninterest expense | 1,443,000 | 2,938,000 | 4,433,000 | 5,893,000 |
| Provision for loan losses | 405,000 | 1,895,000 | 1,895,000 | 2,165,000 |
| Pretax income | 103,000 | -822,000 | -154,000 | 197,000 |
| Income tax | 9,000 | -315,000 | -56,000 | -5,000 |
| Net income | 94,000 | -507,000 | -98,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,031,000 | 14,430,000 | 14,838,000 | 15,595,000 |
| Total capital | 16,365,000 | 15,706,000 | 16,067,000 | 16,832,000 |
| Risk-weighted assets | 105,179,000 | 100,929,000 | 97,374,000 | 97,986,000 |