Call reports 2010
FIRST NATIONAL BANK OF CROSSETT — 2010
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,210,000 | 158,800,000 | 158,009,000 | 149,803,000 |
| Total loans | 104,556,000 | 104,363,000 | 103,711,000 | 95,595,000 |
| Allowance for loan losses | 2,470,000 | 1,830,000 | 2,431,000 | 3,060,000 |
| Securities available for sale | 37,205,000 | 37,267,000 | 35,334,000 | 28,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,744,000 | 134,558,000 | 134,569,000 | 128,919,000 |
| Interest-bearing deposits | 109,696,000 | 104,886,000 | 107,063,000 | 96,035,000 |
| Noninterest-bearing deposits | 28,048,000 | 29,672,000 | 27,506,000 | 32,884,000 |
| Equity capital | 17,113,000 | 17,262,000 | 17,205,000 | 15,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,190,000 | 6,307,000 | 8,272,000 |
| Interest expense | 447,000 | 853,000 | 1,228,000 | 1,585,000 |
| Net interest income | 1,625,000 | 3,337,000 | 5,079,000 | 6,687,000 |
| Noninterest income | 580,000 | 1,186,000 | 1,645,000 | 2,240,000 |
| Noninterest expense | 1,348,000 | 2,824,000 | 4,393,000 | 5,884,000 |
| Provision for loan losses | 573,000 | 1,036,000 | 1,725,000 | 4,596,000 |
| Pretax income | 325,000 | 705,000 | 648,000 | -1,509,000 |
| Income tax | -91,000 | 221,000 | 79,000 | -643,000 |
| Net income | 416,000 | 484,000 | 569,000 | -866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,945,000 | 16,712,000 | 16,614,000 | 14,996,000 |
| Total capital | 18,397,000 | 18,182,000 | 18,063,000 | 16,349,000 |
| Risk-weighted assets | 115,460,000 | 116,467,000 | 114,878,000 | 106,291,000 |