Call reports 2009
FIRST NATIONAL BANK OF CROSSETT — 2009
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 163,372,000 | 160,994,000 | 160,008,000 | 158,968,000 |
| Total loans | 109,782,000 | 112,545,000 | 111,031,000 | 108,247,000 |
| Allowance for loan losses | 1,504,000 | 1,617,000 | 1,568,000 | 1,917,000 |
| Securities available for sale | 38,678,000 | 35,191,000 | 34,597,000 | 32,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,690,000 | 129,125,000 | 130,371,000 | 133,656,000 |
| Interest-bearing deposits | 103,236,000 | 100,246,000 | 104,581,000 | 106,192,000 |
| Noninterest-bearing deposits | 29,454,000 | 28,879,000 | 25,790,000 | 27,464,000 |
| Equity capital | 16,241,000 | 15,862,000 | 16,499,000 | 16,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,321,000 | 4,633,000 | 6,866,000 | 9,070,000 |
| Interest expense | 599,000 | 1,135,000 | 1,609,000 | 2,093,000 |
| Net interest income | 1,722,000 | 3,498,000 | 5,257,000 | 6,977,000 |
| Noninterest income | 559,000 | 1,158,000 | 1,776,000 | 2,327,000 |
| Noninterest expense | 1,381,000 | 2,792,000 | 4,271,000 | 5,764,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 983,000 |
| Pretax income | 900,000 | 1,266,000 | 2,599,000 | 2,994,000 |
| Income tax | 193,000 | 541,000 | 882,000 | 866,000 |
| Net income | 707,000 | 725,000 | 1,717,000 | 2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,863,000 | 15,629,000 | 16,368,000 | 16,528,000 |
| Total capital | 17,367,000 | 17,164,000 | 17,895,000 | 18,008,000 |
| Risk-weighted assets | 120,253,000 | 121,980,000 | 121,343,000 | 118,322,000 |