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Call reports 2008

FIRST NATIONAL BANK OF CROSSETT — 2008

What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/54e1ddd7-c712-439d-8b3d-68ad0fb337bf/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets150,677,000159,039,000157,081,000161,372,000
Total loans96,181,000100,379,000102,266,000108,069,000
Allowance for loan losses1,122,0001,181,0001,227,0001,519,000
Securities available for sale40,952,00038,500,00039,045,00039,555,000
Securities held to maturity0000
Trading assets0000
Total deposits116,379,000118,917,000119,563,000125,358,000
Interest-bearing deposits90,608,00091,207,00095,174,00099,066,000
Noninterest-bearing deposits25,771,00027,710,00024,389,00026,292,000
Equity capital17,084,00016,532,00016,966,00016,895,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income2,323,0004,705,0007,087,0009,433,000
Interest expense760,0001,471,0002,157,0002,853,000
Net interest income1,563,0003,234,0004,930,0006,580,000
Noninterest income555,0001,145,0001,748,0002,376,000
Noninterest expense1,310,0002,657,0004,111,0005,785,000
Provision for loan losses35,000100,000187,000495,000
Pretax income773,0001,622,0002,380,0002,907,000
Income tax260,000642,000870,0001,035,000
Net income513,000980,0001,510,0001,872,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital16,567,00016,826,00017,058,00016,661,000
Total capital17,689,00018,007,00018,285,00018,131,000
Risk-weighted assets108,458,000114,684,000115,666,000117,571,000

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