Call reports 2006
FIRST NATIONAL BANK OF CROSSETT — 2006
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 146,467,000 | 138,521,000 | 138,355,000 | 144,899,000 |
| Total loans | 77,531,000 | 76,017,000 | 76,513,000 | 79,129,000 |
| Allowance for loan losses | 1,210,000 | 1,104,000 | 1,154,000 | 1,060,000 |
| Securities available for sale | 45,237,000 | 49,216,000 | 48,014,000 | 48,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,629,000 | 110,083,000 | 109,358,000 | 116,046,000 |
| Interest-bearing deposits | 94,372,000 | 86,735,000 | 85,898,000 | 91,612,000 |
| Noninterest-bearing deposits | 24,257,000 | 23,348,000 | 23,460,000 | 24,434,000 |
| Equity capital | 14,420,000 | 14,383,000 | 15,259,000 | 15,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,253,000 | 6,462,000 | 8,809,000 |
| Interest expense | 676,000 | 1,434,000 | 2,218,000 | 3,127,000 |
| Net interest income | 1,410,000 | 2,819,000 | 4,244,000 | 5,682,000 |
| Noninterest income | 588,000 | 1,181,000 | 1,748,000 | 2,268,000 |
| Noninterest expense | 1,244,000 | 2,573,000 | 3,875,000 | 5,308,000 |
| Provision for loan losses | 46,000 | 90,000 | 135,000 | 181,000 |
| Pretax income | 708,000 | 1,337,000 | 1,982,000 | 2,463,000 |
| Income tax | 235,000 | 443,000 | 640,000 | 765,000 |
| Net income | 473,000 | 894,000 | 1,342,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,940,000 | 15,301,000 | 15,679,000 | 15,813,000 |
| Total capital | 16,112,000 | 16,405,000 | 16,833,000 | 16,873,000 |
| Risk-weighted assets | 93,897,000 | 91,862,000 | 93,313,000 | 94,896,000 |