Call reports 2005
FIRST NATIONAL BANK OF CROSSETT — 2005
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 131,084,000 | 133,302,000 | 133,691,000 | 139,872,000 |
| Total loans | 80,005,000 | 81,981,000 | 80,766,000 | 81,195,000 |
| Allowance for loan losses | 1,196,000 | 1,365,000 | 1,088,000 | 1,124,000 |
| Securities available for sale | 38,387,000 | 38,518,000 | 37,711,000 | 43,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,721,000 | 108,969,000 | 110,783,000 | 117,585,000 |
| Interest-bearing deposits | 86,420,000 | 87,487,000 | 88,866,000 | 92,447,000 |
| Noninterest-bearing deposits | 21,301,000 | 21,482,000 | 21,917,000 | 25,138,000 |
| Equity capital | 13,288,000 | 13,811,000 | 14,073,000 | 14,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,807,000 | 5,738,000 | 7,815,000 |
| Interest expense | 418,000 | 882,000 | 1,417,000 | 1,988,000 |
| Net interest income | 1,450,000 | 2,925,000 | 4,321,000 | 5,827,000 |
| Noninterest income | 501,000 | 1,051,000 | 1,579,000 | 2,091,000 |
| Noninterest expense | 1,152,000 | 2,379,000 | 3,596,000 | 4,940,000 |
| Provision for loan losses | 245,000 | 497,000 | 567,000 | 637,000 |
| Pretax income | 564,000 | 1,083,000 | 1,716,000 | 2,320,000 |
| Income tax | 186,000 | 342,000 | 576,000 | 751,000 |
| Net income | 378,000 | 741,000 | 1,140,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,655,000 | 13,959,000 | 14,296,000 | 14,525,000 |
| Total capital | 14,803,000 | 15,127,000 | 15,384,000 | 15,649,000 |
| Risk-weighted assets | 91,764,000 | 93,241,000 | 92,298,000 | 94,953,000 |