Call reports 2002
FIRST NATIONAL BANK OF CROSSETT — 2002
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,980,000 | 123,088,000 | 120,583,000 | 120,169,000 |
| Total loans | 68,819,000 | 68,354,000 | 67,036,000 | 72,284,000 |
| Allowance for loan losses | 534,000 | 554,000 | 509,000 | 468,000 |
| Securities available for sale | 38,656,000 | 37,662,000 | 37,083,000 | 35,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,404,000 | 94,702,000 | 93,802,000 | 93,732,000 |
| Interest-bearing deposits | 82,123,000 | 78,039,000 | 77,525,000 | 76,689,000 |
| Noninterest-bearing deposits | 17,281,000 | 16,663,000 | 16,277,000 | 17,043,000 |
| Equity capital | 11,302,000 | 11,049,000 | 11,463,000 | 11,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 3,957,000 | 5,908,000 | 7,779,000 |
| Interest expense | 675,000 | 1,269,000 | 1,880,000 | 2,467,000 |
| Net interest income | 1,332,000 | 2,688,000 | 4,028,000 | 5,312,000 |
| Noninterest income | 401,000 | 788,000 | 1,202,000 | 1,704,000 |
| Noninterest expense | 1,058,000 | 2,143,000 | 3,265,000 | 4,569,000 |
| Provision for loan losses | 44,000 | 89,000 | 185,000 | 330,000 |
| Pretax income | 631,000 | 1,264,000 | 2,046,000 | 2,383,000 |
| Income tax | 182,000 | 365,000 | 695,000 | 727,000 |
| Net income | 449,000 | 894,000 | 1,351,000 | 1,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,335,000 | 10,732,000 | 11,095,000 | 11,357,000 |
| Total capital | 11,869,000 | 11,286,000 | 11,604,000 | 11,825,000 |
| Risk-weighted assets | 77,130,000 | 77,073,000 | 77,634,000 | 82,404,000 |