Call report 2004Q4
FREDERICK COUNTY BANK — 2004Q4
The 22 measures FREDERICK COUNTY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,927,000 | USD | evidence → |
| Total loans | 135,668,000 | USD | evidence → |
| Allowance for loan losses | 1,503,000 | USD | evidence → |
| Securities available for sale | 16,483,000 | USD | evidence → |
| Securities held to maturity | 299,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,746,000 | USD | evidence → |
| Interest-bearing deposits | 131,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,785,000 | USD | evidence → |
| Equity capital | 14,259,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,601,000 | USD | evidence → |
| Interest expense | 1,750,000 | USD | evidence → |
| Net interest income | 5,851,000 | USD | evidence → |
| Noninterest income | 249,000 | USD | evidence → |
| Noninterest expense | 4,025,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 1,550,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,282,000 | USD | evidence → |
| Total capital | 15,785,000 | USD | evidence → |
| Risk-weighted assets | 150,273,000 | USD | evidence → |