Call reports 2001
FREDERICK COUNTY BANK — 2001
What FREDERICK COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q4 |
|---|---|
| Total assets | 28,888,000 |
| Total loans | 10,510,000 |
| Allowance for loan losses | 94,000 |
| Securities available for sale | 250,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 20,185,000 |
| Interest-bearing deposits | 17,288,000 |
| Noninterest-bearing deposits | 2,897,000 |
| Equity capital | 8,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q4 |
|---|---|
| Interest income | 101,000 |
| Interest expense | 39,000 |
| Net interest income | 62,000 |
| Noninterest income | 2,000 |
| Noninterest expense | 596,000 |
| Provision for loan losses | 94,000 |
| Pretax income | -626,000 |
| Income tax | 0 |
| Net income | -626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q4 |
|---|---|
| Tier 1 capital | 8,572,000 |
| Total capital | 8,666,000 |
| Risk-weighted assets | 14,881,000 |
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