Call reports 2020
USAA SAVINGS BANK — 2020
What USAA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,792,869,000 | 1,677,816,000 | 1,647,060,000 | 1,864,776,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 251,280,000 | 237,041,000 | 218,673,000 | 199,849,000 |
| Securities held to maturity | 36,916,000 | 35,097,000 | 28,346,000 | 26,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,580,000 | 224,577,000 | 213,375,000 | 203,652,000 |
| Interest-bearing deposits | 366,580,000 | 224,577,000 | 213,373,000 | 203,651,000 |
| Noninterest-bearing deposits | 0 | 0 | 2,000 | 1,000 |
| Equity capital | 309,579,000 | 346,552,000 | 349,835,000 | 352,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,553,000 | 7,715,000 | 9,734,000 | 11,613,000 |
| Interest expense | 1,416,000 | 2,292,000 | 2,831,000 | 3,273,000 |
| Net interest income | 4,137,000 | 5,423,000 | 6,903,000 | 8,340,000 |
| Noninterest income | 223,100,000 | 416,508,000 | 642,746,000 | 884,649,000 |
| Noninterest expense | 159,668,000 | 306,180,000 | 486,260,000 | 724,234,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,569,000 | 115,751,000 | 163,389,000 | 168,755,000 |
| Income tax | 11,243,000 | 21,162,000 | 37,812,000 | 38,160,000 |
| Net income | 56,326,000 | 94,589,000 | 125,577,000 | 130,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,946,000 | 341,476,000 | 345,404,000 | 348,455,000 |
| Total capital | 307,436,000 | 346,569,000 | 350,729,000 | 356,059,000 |
| Risk-weighted assets | 221,058,000 | 347,761,000 | 366,273,000 | 500,028,000 |