Call reports 2016
USAA SAVINGS BANK — 2016
What USAA SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,790,830,000 | 1,623,118,000 | 1,686,175,000 | 1,803,181,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 22,907,000 | 26,447,000 | 31,644,000 | 20,735,000 |
| Securities held to maturity | 156,190,000 | 153,842,000 | 149,704,000 | 146,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,960,000 | 574,830,000 | 567,994,000 | 550,982,000 |
| Interest-bearing deposits | 585,957,000 | 574,790,000 | 567,984,000 | 550,619,000 |
| Noninterest-bearing deposits | 3,000 | 41,000 | 10,000 | 363,000 |
| Equity capital | 163,709,000 | 172,120,000 | 188,232,000 | 199,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,100,000 | 5,793,000 | 8,616,000 | 11,386,000 |
| Interest expense | 1,457,000 | 2,871,000 | 4,258,000 | 5,556,000 |
| Net interest income | 1,643,000 | 2,922,000 | 4,358,000 | 5,830,000 |
| Noninterest income | 175,813,000 | 385,942,000 | 596,020,000 | 824,292,000 |
| Noninterest expense | 112,526,000 | 261,851,000 | 403,092,000 | 564,590,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,930,000 | 127,013,000 | 197,286,000 | 265,532,000 |
| Income tax | 23,643,000 | 45,761,000 | 68,132,000 | 93,586,000 |
| Net income | 41,287,000 | 81,252,000 | 129,154,000 | 171,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,601,000 | 171,976,000 | 188,142,000 | 199,351,000 |
| Total capital | 167,303,000 | 176,292,000 | 191,535,000 | 204,215,000 |
| Risk-weighted assets | 265,765,000 | 313,128,000 | 236,214,000 | 353,668,000 |