Call reports 2015
USAA SAVINGS BANK — 2015
What USAA SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,473,848,000 | 1,562,173,000 | 1,666,756,000 | 1,795,595,000 |
| Total loans | 0 | 0 | 2,000 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 28,038,000 | 34,945,000 | 26,469,000 | 29,870,000 |
| Securities held to maturity | 173,173,000 | 167,471,000 | 162,268,000 | 159,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,487,000 | 636,676,000 | 613,567,000 | 598,713,000 |
| Interest-bearing deposits | 636,471,000 | 636,669,000 | 613,559,000 | 598,594,000 |
| Noninterest-bearing deposits | 16,000 | 7,000 | 9,000 | 118,000 |
| Equity capital | 174,873,000 | 153,145,000 | 155,228,000 | 153,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,960,000 | 5,931,000 | 8,185,000 |
| Interest expense | 1,880,000 | 3,721,000 | 5,475,000 | 7,108,000 |
| Net interest income | 28,000 | 239,000 | 456,000 | 1,077,000 |
| Noninterest income | 163,748,000 | 351,649,000 | 540,423,000 | 734,580,000 |
| Noninterest expense | 104,147,000 | 223,498,000 | 357,712,000 | 509,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,629,000 | 128,390,000 | 183,167,000 | 225,999,000 |
| Income tax | 21,706,000 | -5,862,000 | 16,843,000 | 25,936,000 |
| Net income | 37,923,000 | 134,252,000 | 166,324,000 | 200,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,767,000 | 153,078,000 | 155,099,000 | 153,950,000 |
| Total capital | 181,642,000 | 155,961,000 | 158,012,000 | 157,406,000 |
| Risk-weighted assets | 525,898,000 | 201,558,000 | 202,536,000 | 246,453,000 |