Call reports 2014
USAA SAVINGS BANK — 2014
What USAA SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,463,439,000 | 1,404,312,000 | 1,358,153,000 | 1,491,028,000 |
| Total loans | 0 | 0 | 0 | 6,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 18,338,000 | 8,307,000 | 7,212,000 | 22,082,000 |
| Securities held to maturity | 148,470,000 | 139,169,000 | 181,249,000 | 177,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,085,000 | 694,102,000 | 676,759,000 | 651,545,000 |
| Interest-bearing deposits | 692,360,000 | 694,089,000 | 676,746,000 | 651,498,000 |
| Noninterest-bearing deposits | 725,000 | 13,000 | 13,000 | 47,000 |
| Equity capital | 1,308,522,000 | 206,230,000 | 189,567,000 | 198,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 3,767,000 | 5,413,000 | 7,408,000 |
| Interest expense | 2,205,000 | 4,369,000 | 6,533,000 | 8,561,000 |
| Net interest income | -228,000 | -602,000 | -1,120,000 | -1,153,000 |
| Noninterest income | 158,574,000 | 344,816,000 | 523,777,000 | 705,867,000 |
| Noninterest expense | 93,823,000 | 198,823,000 | 330,887,000 | 460,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,523,000 | 145,391,000 | 191,770,000 | 244,302,000 |
| Income tax | 23,603,000 | 47,684,000 | -73,473,000 | -103,063,000 |
| Net income | 40,920,000 | 97,707,000 | 265,243,000 | 347,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,308,522,000 | 206,230,000 | 189,567,000 | 198,458,000 |
| Total capital | 1,315,147,000 | 213,740,000 | 194,744,000 | 203,782,000 |
| Risk-weighted assets | 514,607,000 | 585,285,000 | 390,359,000 | 404,328,000 |