Call reports 2013
USAA SAVINGS BANK — 2013
What USAA SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 15,456,101,000 | 15,857,459,000 | 16,292,282,000 | 2,731,733,000 |
| Total loans | 15,272,627,000 | 15,689,551,000 | 16,144,704,000 | 0 |
| Allowance for loan losses | 444,060,000 | 428,859,000 | 415,714,000 | 0 |
| Securities available for sale | 0 | 0 | 0 | 14,930,000 |
| Securities held to maturity | 159,191,000 | 158,134,000 | 153,618,000 | 151,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,002,000 | 780,039,000 | 766,914,000 | 702,283,000 |
| Interest-bearing deposits | 768,340,000 | 764,892,000 | 750,567,000 | 701,994,000 |
| Noninterest-bearing deposits | 16,662,000 | 15,147,000 | 16,347,000 | 289,000 |
| Equity capital | 4,170,184,000 | 4,319,142,000 | 4,439,759,000 | 1,267,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 326,634,000 | 649,379,000 | 987,437,000 | 1,101,019,000 |
| Interest expense | 28,925,000 | 60,173,000 | 95,434,000 | 109,953,000 |
| Net interest income | 297,709,000 | 589,206,000 | 892,003,000 | 991,066,000 |
| Noninterest income | 156,720,000 | 331,430,000 | 505,795,000 | 682,315,000 |
| Noninterest expense | 158,202,000 | 320,798,000 | 545,443,000 | 675,272,000 |
| Provision for loan losses | 73,542,000 | 140,951,000 | 200,386,000 | 227,291,000 |
| Pretax income | 222,685,000 | 458,887,000 | 651,969,000 | 770,818,000 |
| Income tax | 82,603,000 | 169,847,000 | 242,312,000 | 271,940,000 |
| Net income | 140,082,000 | 289,040,000 | 409,657,000 | 498,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,170,184,000 | 4,319,142,000 | 4,439,759,000 | 1,267,515,000 |
| Total capital | 4,366,820,000 | 4,520,806,000 | 4,646,180,000 | 1,273,921,000 |
| Risk-weighted assets | 15,483,465,000 | 15,905,958,000 | 16,282,407,000 | 496,869,000 |