Call reports 2012
USAA SAVINGS BANK — 2012
What USAA SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,749,461,000 | 14,861,126,000 | 15,247,654,000 | 16,027,524,000 |
| Total loans | 14,378,151,000 | 14,796,347,000 | 15,071,338,000 | 15,886,840,000 |
| Allowance for loan losses | 454,322,000 | 449,468,000 | 449,183,000 | 456,442,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 161,389,000 | 163,437,000 | 159,474,000 | 156,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 742,551,000 | 777,657,000 | 798,046,000 | 776,430,000 |
| Interest-bearing deposits | 727,372,000 | 760,667,000 | 783,705,000 | 761,958,000 |
| Noninterest-bearing deposits | 15,179,000 | 16,990,000 | 14,341,000 | 14,472,000 |
| Equity capital | 3,643,560,000 | 3,778,001,000 | 3,895,215,000 | 4,030,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 296,303,000 | 590,041,000 | 898,051,000 | 1,209,011,000 |
| Interest expense | 23,627,000 | 44,783,000 | 65,643,000 | 90,627,000 |
| Net interest income | 272,676,000 | 545,258,000 | 832,408,000 | 1,118,384,000 |
| Noninterest income | 144,606,000 | 305,426,000 | 471,607,000 | 649,291,000 |
| Noninterest expense | 136,453,000 | 277,992,000 | 459,358,000 | 625,038,000 |
| Provision for loan losses | 83,009,000 | 163,215,000 | 245,297,000 | 338,071,000 |
| Pretax income | 197,820,000 | 409,477,000 | 599,360,000 | 804,566,000 |
| Income tax | 68,422,000 | 145,638,000 | 218,307,000 | 288,626,000 |
| Net income | 129,398,000 | 263,839,000 | 381,053,000 | 515,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,643,560,000 | 3,778,001,000 | 3,895,215,000 | 4,030,102,000 |
| Total capital | 3,828,611,000 | 3,967,173,000 | 4,089,372,000 | 4,233,851,000 |
| Risk-weighted assets | 14,534,769,000 | 14,873,484,000 | 15,277,568,000 | 16,047,249,000 |