Call reports 2011
USAA SAVINGS BANK — 2011
What USAA SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 13,770,452,000 | 13,957,338,000 | 14,509,929,000 | 15,279,530,000 |
| Total loans | 13,826,414,000 | 14,020,628,000 | 14,151,605,000 | 14,952,904,000 |
| Allowance for loan losses | 544,416,000 | 500,821,000 | 438,112,000 | 465,416,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 143,238,000 | 143,459,000 | 143,046,000 | 157,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 711,349,000 | 724,936,000 | 740,935,000 | 730,801,000 |
| Interest-bearing deposits | 695,897,000 | 711,131,000 | 725,224,000 | 716,472,000 |
| Noninterest-bearing deposits | 15,452,000 | 13,805,000 | 15,711,000 | 14,329,000 |
| Equity capital | 3,104,284,000 | 3,242,202,000 | 3,411,048,000 | 3,514,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 279,697,000 | 552,997,000 | 840,630,000 | 1,133,782,000 |
| Interest expense | 24,731,000 | 48,373,000 | 71,712,000 | 94,034,000 |
| Net interest income | 254,966,000 | 504,624,000 | 768,918,000 | 1,039,748,000 |
| Noninterest income | 131,778,000 | 281,599,000 | 431,844,000 | 587,554,000 |
| Noninterest expense | 123,875,000 | 260,687,000 | 395,815,000 | 539,636,000 |
| Provision for loan losses | 99,016,000 | 151,935,000 | 176,757,000 | 302,051,000 |
| Pretax income | 163,853,000 | 373,601,000 | 628,190,000 | 785,615,000 |
| Income tax | 66,468,000 | 138,298,000 | 224,041,000 | 278,352,000 |
| Net income | 97,385,000 | 235,303,000 | 404,149,000 | 507,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,104,284,000 | 3,242,202,000 | 3,411,048,000 | 3,514,162,000 |
| Total capital | 3,281,028,000 | 3,420,939,000 | 3,593,228,000 | 3,706,001,000 |
| Risk-weighted assets | 13,784,659,000 | 13,976,859,000 | 14,318,455,000 | 15,073,514,000 |