Call reports 2010
USAA SAVINGS BANK — 2010
What USAA SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 13,369,757,000 | 13,763,745,000 | 13,935,331,000 | 14,444,489,000 |
| Total loans | 13,476,722,000 | 13,893,154,000 | 14,068,615,000 | 14,544,294,000 |
| Allowance for loan losses | 610,832,000 | 600,000,000 | 555,000,000 | 553,900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 78,936,000 | 121,072,000 | 146,237,000 | 170,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,764,000 | 667,337,000 | 690,578,000 | 703,203,000 |
| Interest-bearing deposits | 621,268,000 | 656,683,000 | 679,770,000 | 691,151,000 |
| Noninterest-bearing deposits | 11,496,000 | 10,654,000 | 10,808,000 | 12,052,000 |
| Equity capital | 2,651,571,000 | 2,761,769,000 | 2,906,383,000 | 3,006,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 264,326,000 | 527,874,000 | 799,544,000 | 1,073,076,000 |
| Interest expense | 11,764,000 | 18,942,000 | 26,694,000 | 33,833,000 |
| Net interest income | 252,562,000 | 508,932,000 | 772,850,000 | 1,039,243,000 |
| Noninterest income | 110,018,000 | 252,263,000 | 390,003,000 | 534,197,000 |
| Noninterest expense | 120,252,000 | 236,108,000 | 354,116,000 | 487,356,000 |
| Provision for loan losses | 128,750,000 | 236,784,000 | 297,598,000 | 406,367,000 |
| Pretax income | 113,578,000 | 288,303,000 | 511,139,000 | 679,717,000 |
| Income tax | 39,544,000 | 104,071,000 | 182,293,000 | 253,282,000 |
| Net income | 74,034,000 | 184,232,000 | 328,846,000 | 426,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,651,571,000 | 2,761,769,000 | 2,906,383,000 | 3,006,899,000 |
| Total capital | 2,825,419,000 | 2,940,797,000 | 3,086,767,000 | 3,193,407,000 |
| Risk-weighted assets | 13,470,831,000 | 13,901,283,000 | 14,056,088,000 | 14,553,240,000 |