Call reports 2009
USAA SAVINGS BANK — 2009
What USAA SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 6,472,545,000 | 6,925,621,000 | 9,779,340,000 | 10,516,360,000 |
| Total loans | 6,175,998,000 | 6,547,453,000 | 9,338,971,000 | 9,864,731,000 |
| Allowance for loan losses | 250,000,000 | 256,240,000 | 383,419,000 | 430,775,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,865,000 | 24,734,000 | 25,492,000 | 25,154,000 |
| Trading assets | 349,238,000 | 417,442,000 | 532,909,000 | 519,943,000 |
| Total deposits | 601,113,000 | 601,871,000 | 596,965,000 | 592,912,000 |
| Interest-bearing deposits | 580,684,000 | 585,799,000 | 584,516,000 | 580,687,000 |
| Noninterest-bearing deposits | 20,429,000 | 16,072,000 | 12,449,000 | 12,225,000 |
| Equity capital | 2,588,962,000 | 2,652,438,000 | 2,640,710,000 | 2,677,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 122,001,000 | 242,017,000 | 422,792,000 | 609,443,000 |
| Interest expense | 7,872,000 | 15,601,000 | 23,554,000 | 30,258,000 |
| Net interest income | 114,129,000 | 226,416,000 | 399,238,000 | 579,185,000 |
| Noninterest income | 133,020,000 | 352,993,000 | 499,889,000 | 632,062,000 |
| Noninterest expense | 108,480,000 | 235,139,000 | 366,864,000 | 502,366,000 |
| Provision for loan losses | 64,452,000 | 130,738,000 | 337,200,000 | 469,641,000 |
| Pretax income | 74,217,000 | 213,532,000 | 195,063,000 | 239,240,000 |
| Income tax | 25,443,000 | 101,282,000 | 94,540,000 | 101,755,000 |
| Net income | 48,774,000 | 112,250,000 | 100,523,000 | 137,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,588,962,000 | 2,652,438,000 | 2,640,710,000 | 2,677,673,000 |
| Total capital | 2,690,312,000 | 2,765,957,000 | 2,779,306,000 | 2,824,757,000 |
| Risk-weighted assets | 7,959,316,000 | 8,938,815,000 | 10,842,855,000 | 11,483,031,000 |