Call reports 2008
USAA SAVINGS BANK — 2008
What USAA SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 5,730,912,000 | 6,138,309,000 | 6,651,644,000 | 6,912,432,000 |
| Total loans | 5,681,946,000 | 6,063,058,000 | 6,162,052,000 | 6,680,936,000 |
| Allowance for loan losses | 214,000,000 | 212,264,000 | 229,000,000 | 240,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,547,000 | 21,511,000 | 22,644,000 | 23,619,000 |
| Trading assets | 0 | 0 | 371,968,000 | 334,818,000 |
| Total deposits | 340,405,000 | 312,356,000 | 393,384,000 | 526,993,000 |
| Interest-bearing deposits | 323,582,000 | 299,740,000 | 380,284,000 | 515,154,000 |
| Noninterest-bearing deposits | 16,823,000 | 12,616,000 | 13,100,000 | 11,839,000 |
| Equity capital | 2,534,802,000 | 2,579,857,000 | 2,569,411,000 | 2,540,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 112,631,000 | 210,936,000 | 317,781,000 | 423,772,000 |
| Interest expense | 31,074,000 | 50,262,000 | 71,603,000 | 81,656,000 |
| Net interest income | 81,557,000 | 160,674,000 | 246,178,000 | 342,116,000 |
| Noninterest income | 105,539,000 | 224,326,000 | 293,040,000 | 356,905,000 |
| Noninterest expense | 107,455,000 | 224,864,000 | 345,102,000 | 478,915,000 |
| Provision for loan losses | 40,944,000 | 82,798,000 | 138,612,000 | 195,934,000 |
| Pretax income | 70,549,000 | 139,741,000 | 117,907,000 | 86,575,000 |
| Income tax | 24,704,000 | 48,841,000 | 37,453,000 | 35,343,000 |
| Net income | 45,845,000 | 90,900,000 | 80,454,000 | 51,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,534,802,000 | 2,579,857,000 | 2,569,411,000 | 2,540,189,000 |
| Total capital | 2,608,113,000 | 2,663,087,000 | 2,672,666,000 | 2,647,145,000 |
| Risk-weighted assets | 5,724,178,000 | 6,529,356,000 | 8,134,682,000 | 8,423,430,000 |
Machine access — free, no API key
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