Call reports 2007
USAA SAVINGS BANK — 2007
What USAA SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 5,540,362,000 | 6,346,252,000 | 5,913,053,000 | 6,470,241,000 |
| Total loans | 5,202,817,000 | 5,963,185,000 | 5,606,442,000 | 6,115,969,000 |
| Allowance for loan losses | 88,147,000 | 94,486,000 | 136,563,000 | 213,040,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,859,000 | 18,508,000 | 19,050,000 | 20,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,964,000 | 326,167,000 | 321,941,000 | 346,413,000 |
| Interest-bearing deposits | 317,989,000 | 316,053,000 | 311,743,000 | 335,768,000 |
| Noninterest-bearing deposits | 10,975,000 | 10,114,000 | 10,198,000 | 10,645,000 |
| Equity capital | 2,423,793,000 | 2,460,882,000 | 2,493,534,000 | 2,488,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 116,223,000 | 239,598,000 | 362,225,000 | 484,829,000 |
| Interest expense | 36,165,000 | 76,489,000 | 117,690,000 | 159,427,000 |
| Net interest income | 80,058,000 | 163,109,000 | 244,535,000 | 325,402,000 |
| Noninterest income | 105,962,000 | 226,831,000 | 348,498,000 | 469,329,000 |
| Noninterest expense | 99,723,000 | 205,366,000 | 316,306,000 | 437,670,000 |
| Provision for loan losses | 28,340,000 | 69,435,000 | 146,311,000 | 240,123,000 |
| Pretax income | 57,957,000 | 115,139,000 | 135,709,000 | 129,033,000 |
| Income tax | 20,236,000 | 40,330,000 | 28,248,000 | 26,149,000 |
| Net income | 37,721,000 | 74,809,000 | 107,461,000 | 102,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,423,793,000 | 2,460,882,000 | 2,493,534,000 | 2,488,957,000 |
| Total capital | 2,495,951,000 | 2,537,762,000 | 2,565,703,000 | 2,568,996,000 |
| Risk-weighted assets | 5,756,683,000 | 6,132,773,000 | 5,709,108,000 | 6,270,129,000 |
Machine access — free, no API key
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