Call reports 2006
USAA SAVINGS BANK — 2006
What USAA SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 6,851,603,000 | 6,778,988,000 | 6,448,257,000 | 5,825,626,000 |
| Total loans | 6,705,564,000 | 5,812,652,000 | 6,095,086,000 | 5,489,053,000 |
| Allowance for loan losses | 100,951,000 | 84,847,000 | 86,191,000 | 91,001,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,536,000 | 15,472,000 | 16,592,000 | 17,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,395,000 | 248,355,000 | 277,394,000 | 314,247,000 |
| Interest-bearing deposits | 246,915,000 | 238,580,000 | 267,578,000 | 305,462,000 |
| Noninterest-bearing deposits | 9,480,000 | 9,775,000 | 9,816,000 | 8,785,000 |
| Equity capital | 2,282,388,000 | 2,328,402,000 | 2,357,688,000 | 2,386,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 123,608,000 | 253,415,000 | 376,682,000 | 486,227,000 |
| Interest expense | 49,170,000 | 104,595,000 | 155,390,000 | 192,964,000 |
| Net interest income | 74,438,000 | 148,820,000 | 221,292,000 | 293,263,000 |
| Noninterest income | 87,204,000 | 177,131,000 | 286,687,000 | 402,906,000 |
| Noninterest expense | 77,331,000 | 176,000,000 | 280,795,000 | 376,873,000 |
| Provision for loan losses | 18,662,000 | 17,587,000 | 41,928,000 | 60,042,000 |
| Pretax income | 65,649,000 | 137,210,000 | 190,102,000 | 264,100,000 |
| Income tax | 23,070,000 | 48,617,000 | 72,223,000 | 117,836,000 |
| Net income | 42,579,000 | 88,593,000 | 117,879,000 | 146,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,282,388,000 | 2,328,402,000 | 2,357,688,000 | 2,386,073,000 |
| Total capital | 2,370,172,000 | 2,407,611,000 | 2,439,186,000 | 2,462,583,000 |
| Risk-weighted assets | 7,009,529,000 | 6,331,088,000 | 6,515,181,000 | 6,106,311,000 |