Call reports 2002
USAA SAVINGS BANK — 2002
What USAA SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,334,754,000 | 3,570,087,000 | 3,645,918,000 | 3,917,904,000 |
| Total loans | 3,199,734,000 | 3,354,049,000 | 3,490,808,000 | 3,801,875,000 |
| Allowance for loan losses | 69,101,000 | 71,972,000 | 74,012,000 | 77,636,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,303,000 | 28,207,000 | 28,944,000 | 27,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,237,000 | 68,243,000 | 77,587,000 | 80,921,000 |
| Interest-bearing deposits | 52,301,000 | 63,620,000 | 72,964,000 | 75,984,000 |
| Noninterest-bearing deposits | 4,936,000 | 4,623,000 | 4,623,000 | 4,937,000 |
| Equity capital | 361,785,000 | 386,109,000 | 413,321,000 | 440,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 68,030,000 | 135,548,000 | 206,362,000 | 276,919,000 |
| Interest expense | 13,715,000 | 27,624,000 | 42,180,000 | 55,076,000 |
| Net interest income | 54,315,000 | 107,924,000 | 164,182,000 | 221,843,000 |
| Noninterest income | 31,976,000 | 69,079,000 | 108,414,000 | 150,769,000 |
| Noninterest expense | 33,612,000 | 67,120,000 | 102,297,000 | 138,934,000 |
| Provision for loan losses | 17,479,000 | 36,820,000 | 55,072,000 | 76,841,000 |
| Pretax income | 35,200,000 | 73,063,000 | 115,227,000 | 156,837,000 |
| Income tax | 12,387,000 | 25,926,000 | 40,878,000 | 55,534,000 |
| Net income | 22,813,000 | 47,137,000 | 74,349,000 | 101,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 361,785,000 | 386,109,000 | 413,321,000 | 440,275,000 |
| Total capital | 403,196,000 | 429,759,000 | 458,951,000 | 489,189,000 |
| Risk-weighted assets | 3,285,219,000 | 3,463,693,000 | 3,622,004,000 | 3,884,421,000 |