Call reports 2001
USAA SAVINGS BANK — 2001
What USAA SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,063,542,000 | 3,199,486,000 | 3,244,332,000 | 3,470,357,000 |
| Total loans | 2,935,319,000 | 3,102,912,000 | 3,143,078,000 | 3,365,251,000 |
| Allowance for loan losses | 50,907,000 | 53,435,000 | 57,979,000 | 66,403,000 |
| Securities available for sale | 10,000,000 | 0 | 0 | 0 |
| Securities held to maturity | 12,357,000 | 12,610,000 | 17,013,000 | 21,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,534,000 | 15,879,000 | 34,919,000 | 44,870,000 |
| Interest-bearing deposits | 6,342,000 | 11,758,000 | 29,914,000 | 39,990,000 |
| Noninterest-bearing deposits | 4,192,000 | 4,121,000 | 5,005,000 | 4,880,000 |
| Equity capital | 300,942,000 | 312,911,000 | 326,744,000 | 338,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 73,712,000 | 142,653,000 | 209,629,000 | 275,454,000 |
| Interest expense | 40,229,000 | 72,294,000 | 99,945,000 | 117,281,000 |
| Net interest income | 33,483,000 | 70,359,000 | 109,684,000 | 158,173,000 |
| Noninterest income | 18,480,000 | 36,786,000 | 57,328,000 | 72,702,000 |
| Noninterest expense | 19,000,000 | 38,251,000 | 59,238,000 | 80,591,000 |
| Provision for loan losses | 12,994,000 | 30,497,000 | 48,095,000 | 71,141,000 |
| Pretax income | 19,969,000 | 38,397,000 | 59,679,000 | 79,143,000 |
| Income tax | 7,011,000 | 13,469,000 | 20,918,000 | 28,154,000 |
| Net income | 12,958,000 | 24,928,000 | 38,761,000 | 50,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 300,938,000 | 312,909,000 | 326,744,000 | 338,972,000 |
| Total capital | 339,280,000 | 352,858,000 | 366,973,000 | 382,318,000 |
| Risk-weighted assets | 3,054,740,000 | 3,182,412,000 | 3,200,597,000 | 3,444,624,000 |