Call reports 2005
FIRST CITIZENS BANK — 2005
What FIRST CITIZENS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 297,054,000 | 282,476,000 | 284,464,000 |
| Total loans | 200,810,000 | 189,037,000 | 192,803,000 |
| Allowance for loan losses | 7,299,000 | 7,579,000 | 7,581,000 |
| Securities available for sale | 73,277,000 | 68,468,000 | 67,655,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 237,703,000 | 233,251,000 | 219,800,000 |
| Interest-bearing deposits | 205,395,000 | 199,916,000 | 187,674,000 |
| Noninterest-bearing deposits | 32,308,000 | 33,335,000 | 32,126,000 |
| Equity capital | 47,126,000 | 47,055,000 | 47,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 4,058,000 | 8,017,000 | 11,924,000 |
| Interest expense | 897,000 | 1,741,000 | 2,626,000 |
| Net interest income | 3,161,000 | 6,276,000 | 9,298,000 |
| Noninterest income | 1,083,000 | 1,455,000 | 1,809,000 |
| Noninterest expense | 2,651,000 | 5,182,000 | 7,557,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 |
| Pretax income | 1,506,000 | 2,373,000 | 3,284,000 |
| Income tax | 483,000 | 751,000 | 1,032,000 |
| Net income | 1,023,000 | 1,622,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 32,208,000 | 32,574,000 | 33,198,000 |
| Total capital | 34,697,000 | 34,938,000 | 35,611,000 |
| Risk-weighted assets | 194,337,000 | 183,871,000 | 188,912,000 |