Call reports 2004
FIRST CITIZENS BANK — 2004
What FIRST CITIZENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 144,752,000 | 142,848,000 | 140,180,000 | 317,135,000 |
| Total loans | 126,196,000 | 124,661,000 | 123,938,000 | 210,709,000 |
| Allowance for loan losses | 1,619,000 | 1,703,000 | 1,740,000 | 6,853,000 |
| Securities available for sale | 13,510,000 | 12,581,000 | 11,210,000 | 81,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,546,000 | 101,378,000 | 95,775,000 | 261,924,000 |
| Interest-bearing deposits | 98,639,000 | 92,536,000 | 87,445,000 | 223,893,000 |
| Noninterest-bearing deposits | 7,907,000 | 8,842,000 | 8,330,000 | 38,031,000 |
| Equity capital | 13,990,000 | 13,817,000 | 13,761,000 | 46,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 3,955,000 | 5,928,000 | 9,987,000 |
| Interest expense | 574,000 | 1,139,000 | 1,781,000 | 2,665,000 |
| Net interest income | 1,411,000 | 2,816,000 | 4,147,000 | 7,322,000 |
| Noninterest income | 138,000 | 284,000 | 441,000 | 861,000 |
| Noninterest expense | 848,000 | 1,722,000 | 2,598,000 | 4,765,000 |
| Provision for loan losses | 120,000 | 240,000 | 375,000 | 375,000 |
| Pretax income | 583,000 | 1,140,000 | 1,618,000 | 3,046,000 |
| Income tax | 166,000 | 325,000 | 459,000 | 910,000 |
| Net income | 417,000 | 815,000 | 1,159,000 | 2,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,606,000 | 13,589,000 | 13,535,000 | 31,357,000 |
| Total capital | 14,956,000 | 14,931,000 | 14,861,000 | 33,902,000 |
| Risk-weighted assets | 107,736,000 | 106,976,000 | 105,682,000 | 199,327,000 |
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