Call reports 2003
FIRST CITIZENS BANK — 2003
What FIRST CITIZENS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 124,770,000 | 127,513,000 | 136,336,000 | 140,487,000 |
| Total loans | 96,004,000 | 100,442,000 | 112,497,000 | 120,556,000 |
| Allowance for loan losses | 1,130,000 | 1,168,000 | 1,304,000 | 1,511,000 |
| Securities available for sale | 23,160,000 | 20,446,000 | 17,697,000 | 15,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,855,000 | 109,391,000 | 111,143,000 | 108,565,000 |
| Interest-bearing deposits | 97,489,000 | 100,740,000 | 100,626,000 | 98,693,000 |
| Noninterest-bearing deposits | 7,366,000 | 8,651,000 | 10,517,000 | 9,872,000 |
| Equity capital | 15,038,000 | 15,028,000 | 14,794,000 | 14,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,744,000 | 5,665,000 | 7,623,000 |
| Interest expense | 635,000 | 1,270,000 | 1,891,000 | 2,492,000 |
| Net interest income | 1,218,000 | 2,474,000 | 3,774,000 | 5,131,000 |
| Noninterest income | 162,000 | 336,000 | 471,000 | 638,000 |
| Noninterest expense | 825,000 | 1,680,000 | 2,581,000 | 3,487,000 |
| Provision for loan losses | 80,000 | 200,000 | 445,000 | 675,000 |
| Pretax income | 475,000 | 930,000 | 1,219,000 | 1,607,000 |
| Income tax | 119,000 | 232,000 | 291,000 | 386,000 |
| Net income | 356,000 | 698,000 | 928,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,473,000 | 14,455,000 | 14,345,000 | 14,409,000 |
| Total capital | 15,553,000 | 15,579,000 | 15,571,000 | 15,709,000 |
| Risk-weighted assets | 86,335,000 | 89,882,000 | 98,033,000 | 103,792,000 |