Call reports 2005
CENTRAL BANK OF THE SOUTH — 2005
What CENTRAL BANK OF THE SOUTH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,806,000 | 4,817,000 | 4,845,000 | 4,865,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,510,000 | 3,510,000 | 3,510,000 | 3,510,000 |
| Interest-bearing deposits | 30,000 | 30,000 | 30,000 | 30,000 |
| Noninterest-bearing deposits | 3,480,000 | 3,480,000 | 3,480,000 | 3,480,000 |
| Equity capital | 1,286,000 | 1,302,000 | 1,324,000 | 1,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 24,000 | 53,000 | 90,000 | 130,000 |
| Interest expense | 0 | 0 | 1,000 | 1,000 |
| Net interest income | 24,000 | 53,000 | 89,000 | 129,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 1,000 | 4,000 | 6,000 | 9,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 49,000 | 83,000 | 120,000 |
| Income tax | 9,000 | 19,000 | 31,000 | 45,000 |
| Net income | 14,000 | 30,000 | 52,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,286,000 | 1,302,000 | 1,324,000 | 1,347,000 |
| Total capital | 1,286,000 | 1,302,000 | 1,324,000 | 1,347,000 |
| Risk-weighted assets | 961,000 | 963,000 | 969,000 | 973,000 |