Call reports 2016
FIRST NATIONAL BANK OF DURANGO, THE — 2016
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 466,072,000 | 465,420,000 | 470,372,000 | 498,111,000 |
| Total loans | 147,402,000 | 147,047,000 | 160,286,000 | 170,734,000 |
| Allowance for loan losses | 2,821,000 | 2,863,000 | 2,854,000 | 3,303,000 |
| Securities available for sale | 277,828,000 | 268,384,000 | 263,537,000 | 252,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,706,000 | 418,763,000 | 422,568,000 | 451,624,000 |
| Interest-bearing deposits | 345,202,000 | 340,498,000 | 341,848,000 | 372,521,000 |
| Noninterest-bearing deposits | 73,504,000 | 78,265,000 | 80,720,000 | 79,103,000 |
| Equity capital | 41,689,000 | 41,320,000 | 41,602,000 | 40,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,247,000 | 6,550,000 | 9,790,000 | 13,291,000 |
| Interest expense | 139,000 | 273,000 | 415,000 | 556,000 |
| Net interest income | 3,108,000 | 6,277,000 | 9,375,000 | 12,735,000 |
| Noninterest income | 693,000 | 1,016,000 | 1,844,000 | 2,973,000 |
| Noninterest expense | 3,268,000 | 6,544,000 | 9,663,000 | 12,557,000 |
| Provision for loan losses | -578,000 | -578,000 | -578,000 | -578,000 |
| Pretax income | 1,043,000 | 1,259,000 | 2,066,000 | 3,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,043,000 | 1,259,000 | 2,066,000 | 3,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,289,000 | 37,737,000 | 38,014,000 | 38,708,000 |
| Total capital | 42,230,000 | 40,762,000 | 41,040,000 | 42,131,000 |
| Risk-weighted assets | 294,047,000 | 285,028,000 | 294,219,000 | 302,068,000 |