Call reports 2015
FIRST NATIONAL BANK OF DURANGO, THE — 2015
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 478,512,000 | 474,199,000 | 484,728,000 | 476,534,000 |
| Total loans | 140,144,000 | 145,308,000 | 146,727,000 | 145,248,000 |
| Allowance for loan losses | 3,641,000 | 3,051,000 | 3,107,000 | 3,329,000 |
| Securities available for sale | 277,378,000 | 276,284,000 | 270,515,000 | 276,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,110,000 | 425,295,000 | 437,597,000 | 430,197,000 |
| Interest-bearing deposits | 338,891,000 | 335,595,000 | 348,595,000 | 348,375,000 |
| Noninterest-bearing deposits | 89,219,000 | 89,700,000 | 89,003,000 | 81,821,000 |
| Equity capital | 44,445,000 | 43,765,000 | 41,233,000 | 40,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,275,000 | 6,514,000 | 9,972,000 | 13,243,000 |
| Interest expense | 144,000 | 284,000 | 426,000 | 569,000 |
| Net interest income | 3,131,000 | 6,230,000 | 9,546,000 | 12,674,000 |
| Noninterest income | 793,000 | 1,579,000 | 2,427,000 | 3,191,000 |
| Noninterest expense | 2,917,000 | 5,901,000 | 9,063,000 | 12,112,000 |
| Provision for loan losses | 0 | -750,000 | -750,000 | -750,000 |
| Pretax income | 1,007,000 | 2,658,000 | 3,660,000 | 4,503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,007,000 | 2,658,000 | 3,660,000 | 4,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,796,000 | 41,389,000 | 38,661,000 | 38,430,000 |
| Total capital | 44,236,000 | 44,560,000 | 41,888,000 | 41,879,000 |
| Risk-weighted assets | 274,861,000 | 293,317,000 | 282,854,000 | 289,742,000 |