Call reports 2012
FIRST NATIONAL BANK OF DURANGO, THE — 2012
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 428,307,000 | 437,245,000 | 433,881,000 | 443,833,000 |
| Total loans | 157,593,000 | 151,435,000 | 149,440,000 | 149,349,000 |
| Allowance for loan losses | 5,777,000 | 5,924,000 | 5,924,000 | 5,497,000 |
| Securities available for sale | 198,922,000 | 203,348,000 | 213,246,000 | 208,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,927,000 | 383,555,000 | 382,452,000 | 389,213,000 |
| Interest-bearing deposits | 309,542,000 | 315,053,000 | 312,583,000 | 320,373,000 |
| Noninterest-bearing deposits | 64,385,000 | 68,502,000 | 69,869,000 | 68,840,000 |
| Equity capital | 48,018,000 | 47,976,000 | 47,661,000 | 48,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,625,000 | 7,233,000 | 10,846,000 | 14,386,000 |
| Interest expense | 252,000 | 478,000 | 677,000 | 853,000 |
| Net interest income | 3,373,000 | 6,755,000 | 10,169,000 | 13,533,000 |
| Noninterest income | 842,000 | 1,733,000 | 2,679,000 | 3,590,000 |
| Noninterest expense | 2,820,000 | 6,212,000 | 8,851,000 | 12,314,000 |
| Provision for loan losses | 300,000 | 500,000 | 500,000 | 250,000 |
| Pretax income | 1,108,000 | 1,789,000 | 3,510,000 | 4,823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,108,000 | 1,789,000 | 3,510,000 | 4,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,780,000 | 41,047,000 | 39,483,000 | 39,521,000 |
| Total capital | 44,016,000 | 44,358,000 | 42,958,000 | 42,865,000 |
| Risk-weighted assets | 256,182,000 | 258,316,000 | 266,027,000 | 265,249,000 |