Call reports 2009
FIRST NATIONAL BANK OF DURANGO, THE — 2009
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 380,489,000 | 374,289,000 | 379,729,000 | 377,292,000 |
| Total loans | 255,559,000 | 243,727,000 | 233,934,000 | 219,623,000 |
| Allowance for loan losses | 4,659,000 | 4,983,000 | 4,830,000 | 5,072,000 |
| Securities available for sale | 83,767,000 | 83,272,000 | 108,693,000 | 96,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,594,000 | 329,656,000 | 336,928,000 | 331,446,000 |
| Interest-bearing deposits | 274,514,000 | 270,096,000 | 274,547,000 | 274,087,000 |
| Noninterest-bearing deposits | 55,080,000 | 59,560,000 | 62,381,000 | 57,359,000 |
| Equity capital | 32,757,000 | 38,131,000 | 35,385,000 | 37,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,579,000 | 8,981,000 | 13,085,000 | 17,289,000 |
| Interest expense | 1,117,000 | 1,960,000 | 2,748,000 | 3,506,000 |
| Net interest income | 3,462,000 | 7,021,000 | 10,337,000 | 13,783,000 |
| Noninterest income | 971,000 | 2,169,000 | 1,124,000 | 2,107,000 |
| Noninterest expense | 3,099,000 | 6,579,000 | 9,589,000 | 12,011,000 |
| Provision for loan losses | 300,000 | 1,225,000 | 3,225,000 | 3,905,000 |
| Pretax income | 1,034,000 | 1,386,000 | -1,853,000 | 34,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,034,000 | 1,386,000 | -1,853,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,232,000 | 36,349,000 | 33,124,000 | 35,027,000 |
| Total capital | 34,784,000 | 39,714,000 | 36,525,000 | 38,326,000 |
| Risk-weighted assets | 283,929,000 | 268,150,000 | 271,632,000 | 262,056,000 |