Call reports 2008
FIRST NATIONAL BANK OF DURANGO, THE — 2008
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 399,732,000 | 397,598,000 | 390,758,000 | 384,686,000 |
| Total loans | 250,064,000 | 253,864,000 | 261,291,000 | 258,473,000 |
| Allowance for loan losses | 3,504,000 | 3,615,000 | 3,768,000 | 4,412,000 |
| Securities available for sale | 81,023,000 | 98,582,000 | 92,964,000 | 73,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,672,000 | 356,317,000 | 348,401,000 | 336,914,000 |
| Interest-bearing deposits | 312,548,000 | 294,076,000 | 277,079,000 | 271,879,000 |
| Noninterest-bearing deposits | 47,124,000 | 62,241,000 | 71,322,000 | 65,035,000 |
| Equity capital | 31,776,000 | 32,135,000 | 31,291,000 | 32,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,134,000 | 11,744,000 | 17,398,000 | 22,443,000 |
| Interest expense | 2,150,000 | 3,648,000 | 5,103,000 | 6,381,000 |
| Net interest income | 3,984,000 | 8,096,000 | 12,295,000 | 16,062,000 |
| Noninterest income | 971,000 | 1,990,000 | 2,811,000 | 3,847,000 |
| Noninterest expense | 3,122,000 | 6,304,000 | 9,669,000 | 12,291,000 |
| Provision for loan losses | 120,000 | 240,000 | 780,000 | 1,980,000 |
| Pretax income | 1,713,000 | 3,542,000 | 3,631,000 | 4,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,713,000 | 3,542,000 | 3,631,000 | 4,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,240,000 | 30,582,000 | 29,687,000 | 30,433,000 |
| Total capital | 32,744,000 | 34,197,000 | 33,341,000 | 33,920,000 |
| Risk-weighted assets | 301,767,000 | 298,173,000 | 293,104,000 | 278,444,000 |