Call reports 2007
FIRST NATIONAL BANK OF DURANGO, THE — 2007
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 381,855,000 | 388,630,000 | 407,949,000 | 415,081,000 |
| Total loans | 239,865,000 | 261,479,000 | 265,542,000 | 261,387,000 |
| Allowance for loan losses | 2,999,000 | 3,309,000 | 3,354,000 | 3,383,000 |
| Securities available for sale | 94,185,000 | 77,682,000 | 89,009,000 | 101,897,000 |
| Securities held to maturity | 0 | 6,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,970,000 | 349,886,000 | 365,875,000 | 375,086,000 |
| Interest-bearing deposits | 288,860,000 | 296,184,000 | 314,179,000 | 317,862,000 |
| Noninterest-bearing deposits | 50,110,000 | 53,702,000 | 51,696,000 | 57,225,000 |
| Equity capital | 26,812,000 | 29,282,000 | 29,287,000 | 29,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,392,000 | 13,410,000 | 20,407,000 | 27,295,000 |
| Interest expense | 2,803,000 | 5,820,000 | 8,842,000 | 11,702,000 |
| Net interest income | 3,589,000 | 7,590,000 | 11,565,000 | 15,593,000 |
| Noninterest income | 862,000 | 1,856,000 | 2,858,000 | 3,882,000 |
| Noninterest expense | 2,935,000 | 6,264,000 | 9,584,000 | 12,794,000 |
| Provision for loan losses | 30,000 | 102,000 | 174,000 | 924,000 |
| Pretax income | 1,486,000 | 3,080,000 | 4,741,000 | 5,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,486,000 | 3,080,000 | 4,741,000 | 5,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,754,000 | 28,678,000 | 28,354,000 | 28,211,000 |
| Total capital | 29,753,000 | 31,987,000 | 31,708,000 | 31,594,000 |
| Risk-weighted assets | 272,716,000 | 298,130,000 | 314,223,000 | 315,739,000 |