Call reports 2004
FIRST NATIONAL BANK OF DURANGO, THE — 2004
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 254,847,000 | 264,510,000 | 279,329,000 | 288,933,000 |
| Total loans | 186,279,000 | 200,625,000 | 208,543,000 | 207,558,000 |
| Allowance for loan losses | 2,947,000 | 3,008,000 | 3,032,000 | 3,007,000 |
| Securities available for sale | 44,795,000 | 44,824,000 | 37,382,000 | 34,482,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,054,000 | 236,043,000 | 249,032,000 | 257,448,000 |
| Interest-bearing deposits | 191,370,000 | 196,504,000 | 206,282,000 | 215,419,000 |
| Noninterest-bearing deposits | 35,684,000 | 39,539,000 | 42,750,000 | 42,029,000 |
| Equity capital | 19,923,000 | 19,546,000 | 20,369,000 | 20,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,804,000 | 10,548,000 | 14,600,000 |
| Interest expense | 597,000 | 1,209,000 | 1,913,000 | 2,736,000 |
| Net interest income | 2,735,000 | 5,595,000 | 8,635,000 | 11,864,000 |
| Noninterest income | 627,000 | 1,307,000 | 1,977,000 | 2,664,000 |
| Noninterest expense | 1,993,000 | 4,001,000 | 6,235,000 | 8,504,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,309,000 | 2,781,000 | 4,197,000 | 5,784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,309,000 | 2,781,000 | 4,197,000 | 5,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,980,000 | 19,453,000 | 19,819,000 | 20,355,000 |
| Total capital | 21,423,000 | 22,138,000 | 22,640,000 | 23,178,000 |
| Risk-weighted assets | 194,908,000 | 214,473,000 | 225,437,000 | 225,695,000 |