Call reports 2002
FIRST NATIONAL BANK OF DURANGO, THE — 2002
What FIRST NATIONAL BANK OF DURANGO, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 215,859,000 | 213,760,000 | 226,112,000 | 229,628,000 |
| Total loans | 151,098,000 | 152,874,000 | 166,304,000 | 166,900,000 |
| Allowance for loan losses | 2,648,000 | 2,702,000 | 2,764,000 | 2,893,000 |
| Securities available for sale | 32,433,000 | 35,262,000 | 32,445,000 | 31,528,000 |
| Securities held to maturity | 40,000 | 40,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,402,000 | 188,297,000 | 198,686,000 | 201,411,000 |
| Interest-bearing deposits | 153,441,000 | 159,772,000 | 162,984,000 | 171,631,000 |
| Noninterest-bearing deposits | 38,961,000 | 28,525,000 | 35,702,000 | 29,780,000 |
| Equity capital | 16,791,000 | 17,166,000 | 17,580,000 | 18,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,249,000 | 6,506,000 | 9,829,000 | 13,230,000 |
| Interest expense | 970,000 | 1,880,000 | 2,754,000 | 3,608,000 |
| Net interest income | 2,279,000 | 4,626,000 | 7,075,000 | 9,622,000 |
| Noninterest income | 728,000 | 1,449,000 | 2,164,000 | 2,978,000 |
| Noninterest expense | 1,951,000 | 3,839,000 | 5,604,000 | 7,311,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 500,000 |
| Pretax income | 981,000 | 2,086,000 | 3,410,000 | 4,789,000 |
| Income tax | 0 | 33,000 | 33,000 | -16,000 |
| Net income | 981,000 | 2,053,000 | 3,377,000 | 4,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,461,000 | 16,534,000 | 16,658,000 | 17,191,000 |
| Total capital | 18,468,000 | 18,572,000 | 18,873,000 | 19,419,000 |
| Risk-weighted assets | 159,891,000 | 162,387,000 | 176,643,000 | 177,559,000 |