Call reports 2025
FIRST STATE BANK SOUTHWEST — 2025
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 393,516,000 | 391,186,000 | 387,420,000 | 396,845,000 |
| Total loans | 217,492,000 | 217,734,000 | 213,367,000 | 223,043,000 |
| Allowance for loan losses | 2,432,000 | 2,581,000 | 2,904,000 | 3,006,000 |
| Securities available for sale | 148,855,000 | 146,863,000 | 145,849,000 | 144,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,631,000 | 334,048,000 | 328,024,000 | 336,840,000 |
| Interest-bearing deposits | 284,718,000 | 280,865,000 | 273,919,000 | 278,171,000 |
| Noninterest-bearing deposits | 55,913,000 | 53,183,000 | 54,105,000 | 58,669,000 |
| Equity capital | 19,841,000 | 22,153,000 | 25,777,000 | 27,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,348,000 | 8,778,000 | 13,168,000 | 17,610,000 |
| Interest expense | 1,698,000 | 3,425,000 | 5,050,000 | 6,581,000 |
| Net interest income | 2,650,000 | 5,353,000 | 8,118,000 | 11,029,000 |
| Noninterest income | 688,000 | 1,524,000 | 2,353,000 | 3,107,000 |
| Noninterest expense | 2,418,000 | 4,858,000 | 7,207,000 | 9,372,000 |
| Provision for loan losses | 172,000 | 322,000 | 646,000 | 751,000 |
| Pretax income | 748,000 | 1,697,000 | 2,618,000 | 4,013,000 |
| Income tax | 71,000 | 143,000 | 214,000 | 261,000 |
| Net income | 677,000 | 1,554,000 | 2,404,000 | 3,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,737,000 | 39,503,000 | 40,299,000 | 40,656,000 |
| Total capital | 41,169,000 | 42,084,000 | 43,204,000 | 43,662,000 |
| Risk-weighted assets | 241,198,000 | 241,130,000 | 238,324,000 | 247,785,000 |