Call reports 2023
FIRST STATE BANK SOUTHWEST — 2023
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 388,299,000 | 392,166,000 | 378,616,000 | 410,950,000 |
| Total loans | 181,047,000 | 183,791,000 | 187,729,000 | 198,190,000 |
| Allowance for loan losses | 2,485,000 | 2,483,000 | 2,483,000 | 2,307,000 |
| Securities available for sale | 179,086,000 | 172,760,000 | 161,346,000 | 166,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,422,000 | 332,864,000 | 329,722,000 | 351,595,000 |
| Interest-bearing deposits | 275,084,000 | 270,067,000 | 263,058,000 | 277,832,000 |
| Noninterest-bearing deposits | 65,338,000 | 62,797,000 | 66,664,000 | 73,763,000 |
| Equity capital | 14,812,000 | 13,975,000 | 7,888,000 | 18,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,376,000 | 6,880,000 | 10,527,000 | 14,436,000 |
| Interest expense | 1,108,000 | 2,515,000 | 4,030,000 | 5,622,000 |
| Net interest income | 2,268,000 | 4,365,000 | 6,497,000 | 8,814,000 |
| Noninterest income | 616,000 | 1,382,000 | 2,164,000 | 2,879,000 |
| Noninterest expense | 2,284,000 | 4,421,000 | 6,613,000 | 8,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 600,000 | 1,326,000 | 2,048,000 | 2,961,000 |
| Income tax | 84,000 | 150,000 | 194,000 | 238,000 |
| Net income | 516,000 | 1,176,000 | 1,854,000 | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,360,000 | 36,760,000 | 37,306,000 | 38,045,000 |
| Total capital | 38,845,000 | 39,243,000 | 39,789,000 | 40,352,000 |
| Risk-weighted assets | 220,544,000 | 218,650,000 | 217,985,000 | 229,340,000 |