Call reports 2022
FIRST STATE BANK SOUTHWEST — 2022
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 394,936,000 | 385,581,000 | 385,536,000 | 405,041,000 |
| Total loans | 153,190,000 | 163,155,000 | 174,013,000 | 189,980,000 |
| Allowance for loan losses | 2,485,000 | 2,485,000 | 2,485,000 | 2,485,000 |
| Securities available for sale | 197,908,000 | 194,870,000 | 181,319,000 | 180,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,714,000 | 334,585,000 | 325,240,000 | 330,212,000 |
| Interest-bearing deposits | 265,718,000 | 255,665,000 | 258,102,000 | 258,282,000 |
| Noninterest-bearing deposits | 77,996,000 | 78,920,000 | 67,138,000 | 71,930,000 |
| Equity capital | 22,451,000 | 14,669,000 | 6,542,000 | 12,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,294,000 | 4,886,000 | 7,891,000 | 11,149,000 |
| Interest expense | 135,000 | 295,000 | 629,000 | 1,333,000 |
| Net interest income | 2,159,000 | 4,591,000 | 7,262,000 | 9,816,000 |
| Noninterest income | 734,000 | 1,442,000 | 2,780,000 | 3,248,000 |
| Noninterest expense | 2,045,000 | 4,013,000 | 6,298,000 | 8,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 848,000 | 2,020,000 | 3,744,000 | 4,754,000 |
| Income tax | 108,000 | 207,000 | 306,000 | 158,000 |
| Net income | 740,000 | 1,813,000 | 3,438,000 | 4,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,252,000 | 34,722,000 | 36,046,000 | 36,902,000 |
| Total capital | 36,625,000 | 37,188,000 | 38,531,000 | 39,387,000 |
| Risk-weighted assets | 189,762,000 | 197,265,000 | 209,052,000 | 225,049,000 |