Call reports 2021
FIRST STATE BANK SOUTHWEST — 2021
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 339,568,000 | 357,875,000 | 359,954,000 | 389,596,000 |
| Total loans | 150,958,000 | 154,510,000 | 146,614,000 | 154,471,000 |
| Allowance for loan losses | 2,484,000 | 2,485,000 | 2,485,000 | 2,485,000 |
| Securities available for sale | 162,556,000 | 176,249,000 | 179,261,000 | 186,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,111,000 | 299,808,000 | 297,952,000 | 325,961,000 |
| Interest-bearing deposits | 217,099,000 | 233,851,000 | 234,545,000 | 248,665,000 |
| Noninterest-bearing deposits | 62,012,000 | 65,957,000 | 63,407,000 | 77,296,000 |
| Equity capital | 35,220,000 | 35,426,000 | 36,222,000 | 34,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,206,000 | 4,372,000 | 6,517,000 | 8,674,000 |
| Interest expense | 173,000 | 328,000 | 475,000 | 615,000 |
| Net interest income | 2,033,000 | 4,044,000 | 6,042,000 | 8,059,000 |
| Noninterest income | 1,919,000 | 3,418,000 | 4,363,000 | 5,269,000 |
| Noninterest expense | 1,925,000 | 3,792,000 | 5,673,000 | 7,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,071,000 | 3,714,000 | 4,776,000 | 5,933,000 |
| Income tax | 5,000 | 7,000 | 8,000 | 490,000 |
| Net income | 2,066,000 | 3,707,000 | 4,768,000 | 5,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,591,000 | 34,040,000 | 34,506,000 | 34,585,000 |
| Total capital | 35,694,000 | 36,209,000 | 36,712,000 | 36,952,000 |
| Risk-weighted assets | 167,924,000 | 173,225,000 | 176,236,000 | 189,316,000 |