Call reports 2020
FIRST STATE BANK SOUTHWEST — 2020
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 266,717,000 | 289,553,000 | 301,009,000 | 317,592,000 |
| Total loans | 149,889,000 | 157,856,000 | 152,982,000 | 146,824,000 |
| Allowance for loan losses | 2,484,000 | 2,484,000 | 2,484,000 | 2,484,000 |
| Securities available for sale | 87,977,000 | 89,074,000 | 104,997,000 | 145,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,208,000 | 236,212,000 | 241,409,000 | 253,386,000 |
| Interest-bearing deposits | 177,219,000 | 188,439,000 | 190,334,000 | 197,747,000 |
| Noninterest-bearing deposits | 39,989,000 | 47,773,000 | 51,075,000 | 55,639,000 |
| Equity capital | 32,504,000 | 35,003,000 | 35,896,000 | 36,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,158,000 | 7,525,000 | 9,776,000 |
| Interest expense | 351,000 | 669,000 | 924,000 | 1,146,000 |
| Net interest income | 2,324,000 | 4,489,000 | 6,601,000 | 8,630,000 |
| Noninterest income | 682,000 | 2,416,000 | 3,461,000 | 4,599,000 |
| Noninterest expense | 1,865,000 | 3,862,000 | 5,717,000 | 7,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,141,000 | 3,043,000 | 4,345,000 | 5,592,000 |
| Income tax | 5,000 | 7,000 | 8,000 | 9,000 |
| Net income | 1,136,000 | 3,036,000 | 4,337,000 | 5,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,706,000 | 31,673,000 | 32,509,000 | 33,078,000 |
| Total capital | 32,773,000 | 33,704,000 | 34,508,000 | 35,181,000 |
| Risk-weighted assets | 164,958,000 | 162,041,000 | 159,478,000 | 167,930,000 |