Call reports 2019
FIRST STATE BANK SOUTHWEST — 2019
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 259,823,000 | 261,579,000 | 262,151,000 | 299,743,000 |
| Total loans | 147,525,000 | 151,699,000 | 150,253,000 | 154,318,000 |
| Allowance for loan losses | 2,419,000 | 2,419,000 | 2,464,000 | 2,493,000 |
| Securities available for sale | 87,372,000 | 85,978,000 | 85,857,000 | 87,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,844,000 | 213,541,000 | 212,766,000 | 250,234,000 |
| Interest-bearing deposits | 172,278,000 | 172,516,000 | 168,778,000 | 174,645,000 |
| Noninterest-bearing deposits | 39,566,000 | 41,025,000 | 43,988,000 | 75,589,000 |
| Equity capital | 28,562,000 | 29,933,000 | 31,285,000 | 32,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,383,000 | 8,133,000 | 10,830,000 |
| Interest expense | 329,000 | 691,000 | 1,078,000 | 1,438,000 |
| Net interest income | 2,325,000 | 4,692,000 | 7,055,000 | 9,392,000 |
| Noninterest income | 544,000 | 1,228,000 | 2,069,000 | 2,725,000 |
| Noninterest expense | 1,862,000 | 3,699,000 | 5,506,000 | 7,195,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 75,000 |
| Pretax income | 1,009,000 | 2,223,000 | 3,575,000 | 4,849,000 |
| Income tax | 0 | 7,000 | 8,000 | 9,000 |
| Net income | 1,009,000 | 2,216,000 | 3,567,000 | 4,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,069,000 | 29,389,000 | 30,296,000 | 31,125,000 |
| Total capital | 31,155,000 | 31,524,000 | 32,391,000 | 33,355,000 |
| Risk-weighted assets | 166,580,000 | 170,532,000 | 167,239,000 | 178,156,000 |