Call reports 2018
FIRST STATE BANK SOUTHWEST — 2018
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 254,541,000 | 249,214,000 | 250,912,000 | 268,556,000 |
| Total loans | 143,766,000 | 142,967,000 | 143,664,000 | 148,049,000 |
| Allowance for loan losses | 2,423,000 | 2,437,000 | 2,437,000 | 2,417,000 |
| Securities available for sale | 88,189,000 | 85,296,000 | 82,640,000 | 84,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,975,000 | 204,417,000 | 199,593,000 | 221,609,000 |
| Interest-bearing deposits | 169,004,000 | 164,441,000 | 158,254,000 | 166,849,000 |
| Noninterest-bearing deposits | 39,971,000 | 39,976,000 | 41,339,000 | 54,760,000 |
| Equity capital | 26,463,000 | 26,064,000 | 26,214,000 | 27,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 4,935,000 | 7,462,000 | 10,084,000 |
| Interest expense | 201,000 | 431,000 | 692,000 | 1,009,000 |
| Net interest income | 2,242,000 | 4,504,000 | 6,770,000 | 9,075,000 |
| Noninterest income | 628,000 | 1,274,000 | 1,992,000 | 2,638,000 |
| Noninterest expense | 1,823,000 | 3,590,000 | 5,289,000 | 6,919,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 1,047,000 | 2,173,000 | 3,458,000 | 4,779,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 1,046,000 | 2,171,000 | 3,455,000 | 4,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,293,000 | 28,169,000 | 28,874,000 | 29,614,000 |
| Total capital | 30,288,000 | 30,167,000 | 30,899,000 | 31,730,000 |
| Risk-weighted assets | 159,227,000 | 159,429,000 | 161,591,000 | 169,017,000 |