Call reports 2016
FIRST STATE BANK SOUTHWEST — 2016
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 236,254,000 | 245,257,000 | 242,643,000 | 275,949,000 |
| Total loans | 131,899,000 | 131,779,000 | 132,344,000 | 135,333,000 |
| Allowance for loan losses | 2,422,000 | 2,423,000 | 2,424,000 | 2,426,000 |
| Securities available for sale | 85,996,000 | 90,676,000 | 85,865,000 | 95,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,590,000 | 200,623,000 | 197,570,000 | 229,338,000 |
| Interest-bearing deposits | 162,583,000 | 166,248,000 | 162,113,000 | 165,970,000 |
| Noninterest-bearing deposits | 33,007,000 | 34,375,000 | 35,457,000 | 63,368,000 |
| Equity capital | 26,396,000 | 27,357,000 | 27,888,000 | 26,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,386,000 | 6,475,000 | 8,644,000 |
| Interest expense | 155,000 | 319,000 | 475,000 | 637,000 |
| Net interest income | 2,026,000 | 4,067,000 | 6,000,000 | 8,007,000 |
| Noninterest income | 577,000 | 1,233,000 | 1,919,000 | 2,530,000 |
| Noninterest expense | 1,551,000 | 3,084,000 | 4,562,000 | 6,058,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 1,079,000 | 2,243,000 | 3,384,000 | 4,506,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 1,078,000 | 2,241,000 | 3,381,000 | 4,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,355,000 | 25,539,000 | 26,193,000 | 26,830,000 |
| Total capital | 27,234,000 | 27,444,000 | 28,094,000 | 28,854,000 |
| Risk-weighted assets | 149,849,000 | 151,883,000 | 151,596,000 | 161,590,000 |