Call reports 2015
FIRST STATE BANK SOUTHWEST — 2015
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 235,753,000 | 236,538,000 | 235,115,000 | 265,120,000 |
| Total loans | 123,561,000 | 128,871,000 | 132,272,000 | 134,291,000 |
| Allowance for loan losses | 2,320,000 | 2,350,000 | 2,378,000 | 2,408,000 |
| Securities available for sale | 86,861,000 | 89,397,000 | 85,165,000 | 86,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,675,000 | 194,225,000 | 190,309,000 | 224,575,000 |
| Interest-bearing deposits | 164,783,000 | 162,831,000 | 158,231,000 | 162,539,000 |
| Noninterest-bearing deposits | 32,892,000 | 31,394,000 | 32,078,000 | 62,036,000 |
| Equity capital | 25,708,000 | 24,992,000 | 25,899,000 | 26,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,067,000 | 4,188,000 | 6,380,000 | 8,598,000 |
| Interest expense | 147,000 | 298,000 | 449,000 | 597,000 |
| Net interest income | 1,920,000 | 3,890,000 | 5,931,000 | 8,001,000 |
| Noninterest income | 528,000 | 1,069,000 | 1,672,000 | 2,177,000 |
| Noninterest expense | 1,430,000 | 2,857,000 | 4,319,000 | 5,787,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 1,045,000 | 2,099,000 | 3,255,000 | 4,332,000 |
| Income tax | 10,000 | 11,000 | 12,000 | 13,000 |
| Net income | 1,035,000 | 2,088,000 | 3,243,000 | 4,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,200,000 | 24,195,000 | 24,850,000 | 25,428,000 |
| Total capital | 26,140,000 | 26,200,000 | 26,745,000 | 27,422,000 |
| Risk-weighted assets | 154,689,000 | 160,035,000 | 151,173,000 | 159,133,000 |