Call reports 2013
FIRST STATE BANK SOUTHWEST — 2013
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 225,164,000 | 214,102,000 | 219,539,000 | 228,244,000 |
| Total loans | 107,592,000 | 108,503,000 | 109,981,000 | 121,253,000 |
| Allowance for loan losses | 2,316,000 | 2,316,000 | 2,317,000 | 2,316,000 |
| Securities available for sale | 93,927,000 | 86,783,000 | 91,188,000 | 86,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,322,000 | 183,851,000 | 184,028,000 | 188,649,000 |
| Interest-bearing deposits | 162,411,000 | 155,999,000 | 154,725,000 | 156,544,000 |
| Noninterest-bearing deposits | 28,911,000 | 27,853,000 | 29,303,000 | 32,105,000 |
| Equity capital | 22,810,000 | 21,037,000 | 22,227,000 | 22,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,666,000 | 5,555,000 | 7,554,000 |
| Interest expense | 215,000 | 421,000 | 599,000 | 765,000 |
| Net interest income | 1,667,000 | 3,245,000 | 4,956,000 | 6,789,000 |
| Noninterest income | 528,000 | 1,120,000 | 1,681,000 | 2,172,000 |
| Noninterest expense | 1,439,000 | 2,858,000 | 4,230,000 | 5,583,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 741,000 | 1,504,000 | 2,404,000 | 3,375,000 |
| Income tax | 4,000 | 5,000 | 7,000 | 8,000 |
| Net income | 737,000 | 1,499,000 | 2,397,000 | 3,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,947,000 | 21,057,000 | 21,642,000 | 22,299,000 |
| Total capital | 22,560,000 | 22,670,000 | 23,262,000 | 24,062,000 |
| Risk-weighted assets | 128,349,000 | 128,364,000 | 128,917,000 | 140,511,000 |